The transStatusReason is provided by the issuer ACS or the scheme DS. It indicates why an authentication was not possible or failed.
Code | Scheme | Description |
01 | All | Card authentication failed. |
02 | All | Unknown device. |
03 | All | Unsupported device. |
04 | All | Exceeds authentication frequency limit. |
05 | All | Expired card. |
06 | All | Invalid card number. |
07 | All | Invalid transaction. |
08 | All | No card record. |
09 | All | Security failure. |
10 | All | Stolen card. |
11 | All | Suspected fraud. |
12 | All | Transaction not permitted for cardholder. |
13 | All | Cardholder not enrolled in service. |
14 | All | Transaction timed out at ACS. |
15 | All | Low confidence. |
16 | All | Medium confidence. |
17 | All | High confidence. |
18 | All | Very high confidence. |
19 | All | Exceeds ACS maximum challenges. |
20 | All | Non-payment transaction not supported. |
21 | All | 3RI transaction not supported. |
22 | All | ACS technical issue. |
23 | All | Decoupled Authentication required by ACS but not requested by 3DS Requestor. |
24 | All | 3DS Requestor decoupled max expiry time exceeded. |
25 | All | Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt. |
26 | All | Authentication attempted but not performed by the cardholder. |
80 | Visa | Error connecting to ACS. |
80 | Mastercard | Returned on all Data Only authentications. |
80 | American Express | Safekey is not available for this type of card. |
81 | Visa | ACS timed out. |
81 | Mastercard | Challenge exemption accepted. |
82 | Visa | Invalid response from ACS. |
82 | Mastercard | Challenge Mandate requested but could not be performed. |
83 | Visa | System Error response from ACS. |
83 | Mastercard | DS dropped reason code received from DS |
84 | Visa | Internal Error While Generating CAVV |
84 | Mastercard | ChallengeCancel populated therefore did not route to Smart Authentication Stand-In (Makes authentication decision when ACS is not available). |
85 | Visa | VMID not eligible for requested program. |
86 | Visa | Protocol version not supported by ACS. |
87 | Visa | Transaction is excluded from Attempts Processing (includes non- reloadable pre-paid cards and non-payments (NPA)). |
88 | Visa | Requested program not supported by ACS. |