EMV 3-D Secure / 3-D Secure 2.x
Since the "3-D Secure" option must first be configured for your payment method, please contact our Computop Helpdesk beforehand.
While your MID is in TEST-mode:
For testing 3-D Secure authentication please use the card numbers and OTPs listed below to get any expected authentication result (combinations like challenge/frictionless, successful/failed, ...)
After authentication the authorization takes place. Here please use "OrderDesc=Test:<nnnn>" (e.g. "OrderDesc=Test:0000" or "OrderDesc=Test:0305") to get any expected authorization result.
Once your MID is in PROD-mode:
Testing of 3-D Secure authentication is not possible any more because your configuration is working with live 3-D Secure servers.
However, "OrderDesc=Test:<nnnn>" is still possible to simulate authorization.
Card Numbers
Visa | Visa/ Cartes Bancaires (co-badged) | MasterCard | MasterCard/ Cartes Bancaires (co-badged) | Maestro | Amex | Test Scenario |
4000012892688323 | 4972021234567891 | 5232125125401459 | 5341011234567810 | 6759649826438453 | 371449635398431 | Browser challenge |
4000016435940133 | 4972021234567842 | 5232122189301469 | 5341011234567851 | 378282246310005 | Browser challenge | |
4000012699048523 | 4972021234567883 | 5232127264637786 | 5341011234567893 | Browser frictionless; missing DS Transaction ID | ||
4000011744135012 | 4972021234567834 | 5232122741507017 | 5341011234567844 | Not authenticated browser frictionless | ||
4000019966199434 | 4972021234567875 | 5232122422543299 | 5341011234567885 | 6799990100000000019 | 375000000000007 | Authenticated browser frictionless |
4000015573198637 | 4972021234567826 | 5232128083944791 | 5341011234567836 | Browser challenge missing ACS URL | ||
4000017873485953 | 4972021234567867 | 5232122596907270 | 5341011234567877 | Authentication protocol error | ||
4000014730366880 | 4972021234567818 | 5232124106987982 | 5341011234567828 | Browser challenge; authenticated transaction; missing authentication value |
One-time Passwords (OTPs)
Please confirm the One-Time-Password in case of a challenge with mouseclick instead of Enter key, because otherwise the "Cancel"-button is selected and the authenfication is terminated.
otpValue | transStatus | transStatusReason | ECI | authenticationValue |
1234 | Y | 01 | JAmi21makAifmwqo2120cjq1AAA= | |
1111 | N | 01 | 01 | |
2222 | R | 01 | 01 | |
3333 | U | 01 | 01 | |
6666 | Y | 01 | 01 | |
7777 | A | 01 | JAmi21makAifmwqo2120cjq1AAA= | |
8888 | N | 10 | ||
9999 | N | 08 | ||
0001 | N | 01 | ||
0002 | N | 02 | ||
0003 | N | 03 | ||
0004 | N | 04 | ||
0005 | N | 05 | ||
0006 | N | 06 | ||
0007 | N | 07 | ||
0009 | N | 09 | ||
0010 | N | 10 | ||
0011 | N | 11 |
transStatus
transStatus | Description |
Y | Authentication Verification Successful |
N | Not Authenticated /Account Not Verified; Transaction denied |
U | Authentication/ Account Verification Could Not Be Performed; Technical or other problem, as indicated in ARes or RReq |
A | Attempts Processing Performed; Not Authenticated/Verified, but a proof of attempted authentication/verification is provided |
C | Challenge Required; Additional authentication is required using the CReq/CRes |
D | Challenge Required; Decoupled Authentication confirmed |
R | Authentication/ Account Verification Rejected; Issuer is rejecting authentication/verification and request that authorisation not be attempted |
I | Informational Only; 3DS Requestor challenge preference acknowledged |
transStatusReason
Code | Scheme | Description |
01 | All | Card authentication failed. |
02 | All | Unknown device. |
03 | All | Unsupported device. |
04 | All | Exceeds authentication frequency limit. |
05 | All | Expired card. |
06 | All | Invalid card number. |
07 | All | Invalid transaction. |
08 | All | No card record. |
09 | All | Security failure. |
10 | All | Stolen card. |
11 | All | Suspected fraud. |
12 | All | Transaction not permitted for cardholder. |
13 | All | Cardholder not enrolled in service. |
14 | All | Transaction timed out at ACS. |
15 | All | Low confidence. |
16 | All | Medium confidence. |
17 | All | High confidence. |
18 | All | Very high confidence. |
19 | All | Exceeds ACS maximum challenges. |
20 | All | Non-payment transaction not supported. |
21 | All | 3RI transaction not supported. |
22 | All | ACS technical issue. |
23 | All | Decoupled Authentication required by ACS but not requested by 3DS Requestor. |
24 | All | 3DS Requestor decoupled max expiry time exceeded. |
25 | All | Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt. |
26 | All | Authentication attempted but not performed by the cardholder. |
80 | Visa | Error connecting to ACS. |
80 | Mastercard | Returned on all Data Only authentications. |
80 | American Express | Safekey is not available for this type of card. |
81 | Visa | ACS timed out. |
81 | Mastercard | Challenge exemption accepted. |
82 | Visa | Invalid response from ACS. |
82 | Mastercard | Challenge Mandate requested but could not be performed. |
83 | Visa | System Error response from ACS. |
83 | Mastercard | DS dropped reason code received from DS |
84 | Visa | Internal Error While Generating CAVV |
84 | Mastercard | ChallengeCancel populated therefore did not route to Smart Authentication Stand-In (Makes authentication decision when ACS is not available). |
85 | Visa | VMID not eligible for requested program. |
86 | Visa | Protocol version not supported by ACS. |
87 | Visa | Transaction is excluded from Attempts Processing (includes non- reloadable pre-paid cards and non-payments (NPA)). |
88 | Visa | Requested program not supported by ACS. |
Non 3-D Secure 2.x
Immediately after setup – no acquirer data is available yet
A test connector fo credit cards will be configured automatically to simulate payment processes within Computop Paygate.
Expiration date is any in the future (e.g. 10/30). Card verification number (CVC) is any 3-digit number (e.g. 123).
Scheme | Card number | Response | Description |
VISA | 4111111111111111 | 0000 | success |
VISA | 4012888888881881 | 0100 | declined |
VISA | 4200000000000000 | 0305 | declined |
Visa/ Cartes Bancaires (co-badged) | 4972021111111110 | 0000 | success |
Visa/ Cartes Bancaires (co-badged) | 4972028888881882 | 0100 | declined |
Visa/ Cartes Bancaires (co-badged) | 4972020000000004 | 0305 | declined |
MasterCard | 5555555555554444 | 0000 | success |
MasterCard | 5105105105105100 | 0100 | declined |
MasterCard | 5200000000000007 | 0305 | declined |
MasterCard/ Cartes Bancaires (co-badged) | 5341015555554448 | 0000 | success |
MasterCard/ Cartes Bancaires (co-badged) | 5341015105105105 | 0100 | declined |
MasterCard/ Cartes Bancaires (co-badged) | 5341010000000006 | 0305 | declined |
AMEX | 375000000000007 | 0000 | success |
AMEX | 371449635398431 | 0100 | declined |
AMEX | 378282246310005 | 0305 | declined |
Acquirer data are available – still in test mode
Real communication with your acquirer's system is already taking place – however, bookings are not yet activated and no money is transferred.
Testing is done with real cards and the available card limit is already reduced. You can release this by canceling (reverse) or wait until it is automatically released by the bank after approx. 7-14 days.
Captures and refunds are not possible – no money is transferred.
Simulation – always possible
The simulation mode is initiated by the "OrderDesc" parameter with the value "Test: <nnnn>", which also defines the result of the payment process.
The simulation mode is always available – but also requires card numbers that pass the so-called LUHN test. There is a short table below for this; You can also use real credit cards.
Scheme | Card number | Value OrderDesc | Response | Description |
VISA | 4111111111111111 | Test:<nnnn> | <nnnn> | See: A4 Error codes |
MasterCard | 5555555555554444 | Test:<nnnn> | <nnnn> | See: A4 Error codes |
AMEX | 375000000000007 | Test:<nnnn> | <nnnn> | See: A4 Error codes |
Further information
You will find further information here in our support area