Schufa IdentCheck

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Info

Schufa address and credit rating data contains 66 million points of data concerning individuals and 462 million other information points, derived mainly through cooperation with banks.

Type

Risk Management

Format

Description

a

alphabetical

as

alphabetical with special characters

n

numeric

an

alphanumeric

ans

alphanumeric with special characters

ns

numeric with special characters

bool

boolean expression (true or false)

3

fixed length with 3 digits/characters

..3

variable length with maximum 3 digits/characters

enum

enumeration of allowed values

dttm

ISODateTime (YYYY-MM-DDThh:mm:ss)

Abbreviation

Description

Comment

CND

condition

M

mandatory

If a parameter is mandatory, then it must be present

O

optional

If a parameter is optional, then it can be present, but it is not required

C

conditional

If a parameter is conditional, then there is a conditional rule which specifies whether it is mandatory or optional

MerchantID

ans..30

M

MerchantID, assigned by Computop. Additionally this parameter has to be passed in plain language too.

TransID

ans..64

M

TransactionID provided by you which should be unique for each payment

MAC

an64

M

Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here:

• HMAC Authentication (Request)

• HMAC Authentication (Notify)

OrderDesc

ans..768

M

Description of goods and prices. Intended purpose on the statement of account.

FirstName

ans..32

M

First name of check subject

Surname

ans..32

M

Surname of check subject

Birthdate

ans..10

O

Date of birth in the format <DD.MM.YYYY>

AddrStreet

ans..32

M

Street name of check subject

AddrZip

n..5

M

Postcode of check subject

AddrCity

ans..32

M

Town/city of check subject

MatchFirstname

n..3

O

Percentage. Specifies how high the concordance of the first name must be. The identity is not confirmed if a minimum value is not met.

MatchSurname

n..3

O

Percentage. Specifies how high the concordance of the surname must be. The identity is not confirmed if a minimum value is not met.

MatchBirthdate

n..3

O

Percentage. Specifies how high the concordance of the date of birth must be. The identity is not confirmed if a minimum value is not met.

MatchAddrStreet

n..3

O

Percentage. Specifies how high the concordance of the street must be. The identity is not confirmed if a minimum value is not met.

MatchAddrZip

n..3

O

Percentage. Specifies how high the concordance of the postcode must be. The identity is not confirmed if a minimum value is not met.

MatchAddrCity

n..3

O

Percentage. Specifies how high the concordance of the town must be. The identity is not confirmed if a minimum value is not met.

CheckEDD

n1

O

Value 0 or 1. The account number given is checked if the value is 1. Requires the following parameters: Amount, Currency, AccOwner, AccIBAN, AccBank, AccNumber.

Amount

n..10

C

If CheckEDD=1 or CheckCC=1: Amount in the smallest currency unit (e.g. EUR Cent)

Currency

a3

C

If CheckEDD=1 or CheckCC=1: Currency, three digits DIN / ISO 4217

AccNr

n..11

C

If CheckEDD=1: Account number without spaces. Account numbers in Germany are normally 10 characters long, in Austria they can be up to 11 characters.

AccIBAN

n..8

C

If CheckEDD=1: Sort code without spaces. In Austrian direct debit notes the sort code is normally only five characters long.

AccBank

ans..20

C

If CheckEDD=1: Name of the bank

AccOwner

a..50

C

If CheckEDD=1: Account holder

CheckCC

n1

O

Value 0 or 1. The credit card is checked if the value is 1. Requires the following parameters: CcNr, CcBrand, CcExpiry.

CCNr

n..16

C

If CheckCC=1: Credit card number or pseudo card-number minimum 12 characters, numerical, no spaces

CCCVC

n..4

OC

If CheckCC=1: Card verification number, the last three digits on the signature strip of the credit card. 4 characters in the case of AMEX.

CCExpiry

n..6

C

If CheckCC=1: Credit card expiry date as string (YYYYMM), e.g. 201807

CCBrand

a..22

C

If CheckCC=1: Card type: AMEX, VISA, MasterCard, DINERS, JCB, CBN, SWITCH, SOLO or Dankort. Please note the spelling!

CustmID

ans..32

C

If CheckCC=1: Customer ID, must be unique for every customer. Used to generate pseudo card-number.

mid

ans..30

M

MerchantID, assigned by Computop

PayID

an32

M

ID assigned by Paygate for the payment, e.g. for referencing in batch files as well as for capture or credit request.

XID

an32

M

ID for all single transactions (authorisation, capture, credit note) for one payment assigned by Paygate

TransID

ans..64

M

TransactionID provided by you which should be unique for each payment

Status

a..50

M

OK (URLSuccess) or FAILED (URLFailure)

Description

ans..1024

M

Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis!

Code

an8

M

Error code according to Paygate Response Codes (A4 Error codes)

Match

ans..32

M

Comma-separated percentage values with matches. Please note the order: all, surname, first name, sex, date of birth, street, postcode, town

EddStatus

a..30

C

If CheckEDD=1 has been transmitted: OK or FAILED

EddCode

n..8

C

If CheckEDD=1 has been transmitted: Error code for checking the account details

EddDescription

a..1024

C

If CheckEDD=1 has been transmitted: Description if the account check fails

CcStatus

a..30

C

If CheckCC=1 has been transmitted: OK or FAILED

CcCode

n..8

C

If CheckCC=1 has been transmitted: Error code for credit card payment

CcDescription

a..1024

C

If CheckCC=1 has been transmitted: Further details in case of payment failure